Health Insurance Info, Terms & Conditions


  • Deductible- In an insurance policy, the deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses. Our policy is the patient must pay any deductible, co-pay or co-insurance at the time of the visit. Deductibles will range from $250.00 to more than $5000.00.

  • Co-pay – Is the contractual amount you have agreed to pay for each visit to a doctors office, these usually range between $10.00 – $30.00 and are due at check-in.

  • Co-insurance – is a percentage you have agreed to pay at each visit, usually around 20%, for a visit of $80.00, with a discount of $20.00, you would owe $12.00

  • Self Pay - for self pay patients we offer a 20% discount when the balance is paid in full at the time of service.

Pointe Primary Care takes most major credit cards, and if necessary we do have a pay plan. However, a portion of the balance must be paid at the time of service.

*patients must bring current first pages of tax return or last two pay stubs

Please review your insurance benefits as many plans have recently changed

Instructional Video on Health Insurance